Basics Of Investing

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Something strange happened this week in Amazon.com's apparel section.

For a day or two, a black T-shirt featuring an image of three wolves baying at a full moon claimed the top slot at the online store's clothing bestseller list,, beating out the usual, unremarkable mix of Levi's 505 regular-fit jeans, Crocs clogs and Adidas running shoes.

Three Wolf Moon T-Shirt, Available in Various Sizes

And really, why wouldn't you buy the shirt, which is priced from $7.65 to $17.93, depending on your size? Just read the long and growing list of customer testimonials promising earth-shattering experiences or psychedelic vision quests upon purchase.

"I bought this shirt and instantly old girlfriends started calling me again," wrote one reviewer."My doctor says the cancer has gone into remission," wrote another. "

Thanks for changing my life!"The shirt's page at Amazon.com had quietly existed for years without much comment, but after a snarky link from CollegeHumor.com, the "Three Wolf Moon" shirt suddenly sprouted hundreds of five-star ratings.

Reviewers have dreamed up epics about its powers, weaving fantasies involving everything from the Large Hadron Collider in Switzerland to the pop group Duran Duran.

As the joke caught on and got passed around the Web, Photoshopped spoofs of the shirt started appearing online -- featuring corgi puppies, spiders or haddock instead of the now-famous wolves.

CollegeHumor.com, a comedy site started in 1999 by a couple of high school friends who grew up together in Timonium, Md., also claimed victory this week for rigging an online poll run by the state of Nebraska to select a new license-plate design.

The site urged its readers to vote for what it deemed the most boring design available to Nebraska drivers. That gray-and-white plate won.Officials in Nebraska said they monitored Web traffic to screen out visitors coming directly from the humor site, but CollegeHumor.com was still, credibly, claiming the joke a success this week.

"Together we pranked the entire automobile-owning population of Nebraska," wrote a CollegeHumor.com editor, in a Wednesday posting. "Congratulations."

This type of online rabble-rousing appears to be catching on more than ever over the past year, said Tim Hwang, the organizer of ROFLCon, a convention dedicated to celebrating Internet memes.

After all, another Web-based prank crossed over into the real world just last month when a 21-year-old college student, known by the online moniker "m00t," sailed to the top of Time's "most influential person" list in an online poll, beating out the likes of President Obama and Oprah Winfrey.

Gathering nearly 17 million votes, the world's "most influential" person is the founder of another jokey Web culture site, 4chan.org, whose proprietor is known offline by the name Christopher Poole. If you don't get why the shirt, and its reviews, are so funny, don't worry.

CollegeHumor.com co-founder Josh Abramson said it's a case where the shirt is so uncool that it's cool."A lot of things that become popular on the Web are based around just being ironic and being an inside joke," Abramson said.

"This resonates with a geeky, hip crowd that is very Web-savvy. When something resonates with that circle, crazy things can happen."Abramson said his team had considered licensing the wolf shirt for sale.

CollegeHumor.com, which had 7 million unique Web visitors last month, also has an online store that sells T-shirts with ironic catchphrases and designs, called BustedTees.com. But it appears that the site may have been a bit slow to catch on to its own meme.

"We're kicking ourselves that we didn't," he said.The New Hampshire company that makes the "Three Wolf Moon" shirt said that it doesn't generally mind being the butt of this joke."You have to be able to laugh at yourself," said Michael McGloin, a partner and art director at the Mountain, who added that he finds some of the reviews to be "freaking hilarious."

The company certainly doesn't mind the shirt's recent uptick in sales: "Three Wolf Moon" is sold out, and the Mountain has started printing up a fresh batch.

It seems that the wolf theme was growing in popularity even before the Internet hipsters descended, McGloin said."Wolf shirts are super hot right now," he said. "It's the year of the wolf, I guess."

Click now to Three Wolf Moon T-Shirt, Available in Various Sizes

By Mike Musgrove, Washington Post Staff Writer

Labels: investing basics, ironic tshirt, the mountain, three wolf moon, tshirt, wolf moon, wolf shirt, wolf t-shirt

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Hi,

Did you know that online spending is predicted to INCREASE by 14% this year?

So despite what you're hearing about the current economy, this is still an EXCELLENT time to start or grow your Internet business!

And I've arranged to get you some FREE help doing it...

You've probably heard of Derek Gehl, right?

He's the Internet marketing guru that's made over $100 MILLION in online sales as head of the Internet Marketing Center.

Derek's been hard at work, researching and identifying the BIGGEST online trends for 2009, and coming up with strategies that ANYONE can use to take advantage of these trends to make more money online this year than ever.

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Best wishes for 2009,

Ave Ramel

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Hi,

Will you act during the economic downturn, or simply REACT?

Don't let fear of the recession guide your goal setting plans for
2009. This is a BIG mistake...!

Fear is an emotional response, only good for short-term survival.

When you're in "fight or flight" mode, you're not thinking clearly
about the path you're running... You're just RUNNING!

So your efforts lack strategy, planning, and insight.

I want you to do more than just survive 2009.

Internet shopping is predicted to hit $145.1 Billion in the coming
year, a significant 14% increase -- despite the recession!

Consumers will be spending more time at home, using their
computers for everything from bargain hunting and product
research to upgrading skills.

Studies show this shift is ALREADY well underway...!

I don't want the Big "R" to stop you from pursuing exciting
personal, financial, and business goals in 2009, so I've arranged to
get you exclusive VIP access to an important video that Internet
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Derek's been successfully selling on the Internet for over a decade
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When you watch his FREE Goal Setting Video, you'll discover
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Wishing you health, wealth, and happiness in 2009!

Ave Ramel

P.S. Derek's also going to be hosting a FREE Webinar in the first week of January to help everyone kick-off their New Year's goals with a bang.

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***Trust in the Lord with all your heart***

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Labels: investing basics

However, saving for retirement isn't what it used to be with the increase in cost of living and the instability of social security. You have to invest for your retirement, as opposed to saving for it!

Let's start by taking a look at the retirement plan offered by your company. Once upon a time, these plans were quite sound. However, after the Enron upset and all that followed, people aren't as secure in their company retirement plans anymore. If you choose not to invest in your company's retirement plan, you do have other options.

First, you can invest in stocks, bonds, mutual funds, certificates of deposit, and money market accounts. You do not have to state to anybody that the returns on these investments are to be used for retirement. Just simply let your money grow overtime, and when certain investments reach their maturity, reinvest them and continue to let your money grow.

You can also open an Individual Retirement Account {IRA}. IRA's are quite popular because the money is not taxed until you withdraw the funds. You may also be able to deduct your IRA contributions from the taxes that you owe. An IRA can be opened at most banks.

A ROTH IRA is a newer type of retirement account. With a Roth, you pay taxes on the money that you are investing in your account, but when you cash out, no federal taxes are owed. Roth IRA's can also be opened at a financial institution.


Proceed now Investing for Retirement

Labels: investing basics

If you are new to investments, work closely with a financial planner before making any investments.

They will help you develop an investment strategy that will not only fall within the bounds of your risk tolerance and your investment style, but will also help you achieve your financial goals.

Read more Investment Strategy at http://www.aredconsult.com/investing-basics/investment-strategy.htm

Labels: investing basics

Stocks are another vehicle for long term investments.

Shares of stocks are essentially shares of ownership in the company you are investing in.

When the company does well financially, the value of your stock rises.

However, if a company is doing poorly, your stock value drops. Stocks, of course, are even riskier than Mutual funds.

Read more Long Term Investments For The Future at http://www.aredconsult.com/investing-basics/long-term-investments-future.htm

Labels: investing basics

Are you interested in chartering a private jet? When it comes to air travel, many travelers automatically think of commercial airlines, but did you know that you also have another option? That option is private jet charter services.

You may want to seriously give the chartering of a private jet services some thought. After a close examination, you will likely see that there are a number of benefits to doing so, especially for business, honeymoon, and romance.

If you have engaged a private jet charter services before, have you decided which private jet chartering company you would like to do business with?

There are some instances, where it may be more of a hassle than anything else. While there are still a large number of jets to go around, you will want to make sure that you make your reservations early.

That is why you are urged to examine the advantages and disadvantages of choosing your own private jet to charter.

If you have yet to do so, you will want to do so with caution. In today's society, scams are at an all time high.

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Labels: investing basics

I've even seen items advertised as "free after rebate".

Do these rebates come under the heading of "too good to be true"?

Some of them do and there are "catches" to watch out for but if you are careful, rebates can help you get some really good deals.

Read more Rebates - Reward Or Rip Off? at http://www.aredconsult.com/investing-basics/rebates-reward-rip-off.htm

Labels: investing basics

Labels: investing basics

What if you suddenly realized everything you thought you knew about investing was a lie?

Types of Investments
Online trading
Budgeting
Risk tolerance
Bonds
Stocks
Investing Strategy
Rebates
Investment style

http://www.aredconsult.com/investing-basics

How About Real Estate Investing?

Take a look at How To Get Monthly Rental Income From Real Estate,

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There is a way that we can keep these price increases from impacting our personal finances so much and that is by buying in quantity and finding the best possible prices for the things we use and will continue to use everyday- things that will keep just as well on the shelves in our homes as it does on the shelves at the grocery store or hardware store.

Read more Spend Wisely To Save Money at http://www.aredconsult.com/investing-basics/spend-wisely-save-money.htm

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It doesn't make sense to start investing funds if your bank balance is always running low or if you are struggling to pay your monthly bills.

Your investment dollars will be better spent to rectify adverse financial issues that affect you each day.

Read more Stabilize Your Current Situation Before You Invest at http://www.aredconsult.com/investing-basics/stabilize-your-current-situation-before-you-invest.htm

Labels: investing basics

Purchasing directly through the Government isn't nearly as hard as it once was.

There is a program called Treasury Direct which will allow you to purchase bonds and all of your bonds will be held in one account, that you will have easy access to.

Read more Understanding Bonds http://www.aredconsult.com/investing-basics/understanding-bonds.htm

Labels: investing basics

It is safer to invest your money in such a way that it will grow slowly over time, and be used for retirement or a child's education.

However, if your investment goal is to get rich quick, you should learn as much about high-yield, short term investing as you possibly can before you invest.

Read more Investing Basics - What Are Your Investment Goals at http://www.aredconsult.com/investing-basics/what-are-your-investment-goals.htm

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If you are saving for retirement in your early twenties, you should use a conservative or moderate style of investing - but if you are trying to get together the funds to buy a home in the next year or two, you would want to use an aggressive style.

Read more What Is Your Investment Style? at http://www.aredconsult.com/investing-basics/what-investment-style.htm

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You will be shocked at what the itty-bitty expenses add up to.

Take the total you spent on just one unnecessary item for the month, multiply it by 12 for months in a year and multiply the result by 5 to represent 5 years.

Read more Why Should I Make A Budget? at http://www.aredconsult.com/investing-basics/why-should-make-budget.htm

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Investing is also a way of attaining the things that you want, such as a new home, a college education for your children, or expensive 'toys.'

Of course, your financial goals will determine what type of investing you do.

Read more Why You Should Invest at http://www.aredconsult.com/investing-basics/why-you-should-invest.htm

Labels: investing basics