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Do you need a Financial Planner?
Hi! I'm Ave Ramel, your Coach for this Personal Investing & Financial Planning module.
Do you need a Financial Planner? Here are a few good reasons to get one. Continue below.
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A seemingly endless stream of bankers, brokers, and investment advisers are bombing you with ads, junk mails, or calls, all offering to grow your money faster than your waistline.
Then there is that relative or friend who touts his or her "hot tip" or "sure thing" investment.
Confused? You probably need a professional financial planner.
There are, however, a few considerations to keep in mind before getting one.
To begin with, you need to decide whether you need a financial planner. The ultimate answer to this question is a personal matter.
A few basic reasons that would justify hiring a planner, are that you:
1. Have specific financial goals in mind but aren't sure of how to achieve them.
2. Don't have the time or desire to plan your own investment strategy.
3. Are not saving or investing as much money as you think you should be.
4. Recently received a financial windfall from an early retirement incentive package, an inheritance, the sale of real estate, or some other source.
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